Affordable Care Act alternative
Why does our employer or why do we give 100% of our monthly premiums to health insurance companies who then decide which treatment they will pay for with our money? Could we create a system where employers send 50% of employees’ health care premiums to their employees’ health care savings account (HSA) and 50% to either a quasi-governmental organization (QGO) or the health insurance companies instead of giving 100% of our premiums to health insurance companies?
The money we give health insurance companies for our health care should be used for our health care needs. If health insurance companies can pay multi-million dollar salaries, then my 50/50 plan could be implemented without affecting patient health care.
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