If car owners are required to buy insurance to cover the potential damage caused by their cars, gun owners should be required to buy insurance as well. As the risk of the gun is greatest if it is stolen, the insurance policy should be required to cover the gun if it is stolen.
The objective of the insurance should not be to make gun ownership prohibitively costly. The objective should be to encourage responsible gun stewardship by having gun owners more fully participate in the overall cost of their gun. As car owners have found that buying anti-lock brakes can reduce the cost of their car insurance, gun owners would discover that iPhone level technology to locate and disable their stolen gun can lower their cost of gun insurance.
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