require gun owners to pay gun owner insurance.

We require homeowners to have homeowners insurance, people in flood zones to have flood insurance, and those in high risk flood areas pay more because the chances of them being flooded is higher. People with car's must have car insurance legally, because damages they might inflict on other car owners or people will be sure to be paid. Why are guns not covered in this area? Guns can cause great pain to people, and the statistics show that a gun owner who has a handgun in their home is 5 times more likely to commit suicide and 3 times more likely to be murdered. Why are the people who don't own guns having to worry about this? If a person owns a gun, they are instinctively more aggressive, and should have to pay to cover them for this.