Liability insurance, as is required for car owners in many states, will prompt good habits in storing the firearm(s) to prevent theft and unauthorized use. Full insurance will enable owners to lessen the cost by taking lessons, maintaining skills, etc. The reasons for owning the firearms probably will be a consideration in the cost of insurance. If a firearms license is issued only on proof of insurance, as is true in many states for vehicle license plates, there is a better probability that inappropriate persons will not have access to firearms.
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