Far too many working homeowners are stuck in the quagmire of not being able to get out from their underwater homes. Many Americans have continued to pay their bills, only to now be placed into situations where growing debts, devaluation in their homes, and a lack of willingness on the part of banks and financial institutions to work with families, who do not meet the criteria of the current Harp programs. For millions of homeowners whose loans are being held captive by private investors, or banks unwilling to make appropriate modifications there becomes no way out. Some take the bankruptcy route, short sale, or simply walk away. This is a devastating process that is terrorizing families across our nation. If a foreign entity treated Americans like this we would defend each homeowner.
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