The economy is very bad which everyone knows and the banks will not let us refinance because of our credit score.. We have never been late before until this economic crunch started..The President should make banks not use the credit scores in the economic times just to help people save their homes. I know that credit scores are very important but I just saying don't use them for about 6 months to get everyone refinanced and not charged such a high interest rate that we really can't afford the payments. Let the American people start over on a clean slate like the President is trying to do with our country. With a clean credit score everyone can start over and if they don't pay then given a second chance then their credit score stays that way and they can't ever get a loan again.
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