Todays reality, not every working man/women has the time to understand the financial markets and lacks tjhe trust in wall street trading. yet to leverage on the benefit (401k) provided by the company they continue to invest money in a volitale market. This bill will allow the working man/women to use that same 401k funds to pay down their home mortage. This will be a better use as it provides a stabe roof, instead of waiting 10/20/30yrs, and paying 2.2m over the loan term (10/20/30yrs) for a house once bought for 500,000



