Who takes your money before you have been convicted?
The federal government does, and they are abusing this power to steal from normal business owners and wage earners without any allegation that they have committed any crimes. The government can take the money without ever filing a criminal complaint, and the owners are left to prove they are innocent. Many give up, because the appeals process is so onerous and expensive.
For example, a US army sergeant lost his daughter's college fund. A small middle class restaurant owner lost her life savings. You can find many more horror stories of innocent people losing money for without committing a crime.
The Civil Asset Forfeiture Reform Act of 2000 was supposed to stop these abuses, but it has been ignored. It is time to fix this.