Stop: Creditors from having the abusive judgment authority in collections, creating hardship and poverty on Americans.

This petition is for to protect working American citizens against credit collection agencies policies for collecting a debt.There is no such thing as a good faith payment law and debt collectors and/or creditors have no obligation to accept whatever you can afford to send in, like $100 a month on a $5,000 medical bill debt to be considered in as a payment plan until the debt is paid in full.Creditors now have more authority to place poverty on American citizens, just because they want a payment that is more than most working Americans can afford. How is it that a collection agency can make you pay more in hospital bills than the U.S. Department of Education can collect on student loans. In Ohio, there is no exemption that can be used to protect its citizens against unjust debt collectors.