It is common knowledge that men pay more for automotive insurance than women do, but why?
Simple answer: because there are no laws requiring equality in rates regardless of gender.
Both genders have safe drivers and both have dangerous drivers. So why should two people of the same age, same driving record, experience, identical vehicle, same everything with only their gender being different have a significant difference in the rate they pay for automotive insurance?!
A safe male driver with a clean driving record will pay more for insurance than a wreckless female driver with several blemishes on her driving record due to gender bias.
There needs to be a change in this calling for auto insurance rates to not be affected by gender!