Insurance companies use credit ratings to determine the premiums for drivers auto polocies. Since a persons credit rating does not affect a persons ability to operate a motor vehicle this category should not be allowed to force a person to pay more money. While they also Age, Locale, Driver History (to include accidents and tickets) all of which are a reflection of a persons ability to drive.
Customers, in this economy, are paying premiums that are too high and thus suffering financial hardships that are possibly avoidable.
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