Stop Prescriptions loop hole cost for Seniors and Disabled Americans. People dying over not getting their prescriptions

I am an American of the United States , I am a concern and discussed American on how these insurance companies can get away with no help for the people who cannot afford to get there prescriptions, because of the loop hole that exist, based on there income in order to get assistance help, I am personally in this situation and cannot get help, and cannot afford my prescriptions, my total cost for my prescriptions for 1 month is $2,900.00, my loop hole cost out of pocket is approximately $4000.00 (+) I have a fixed income worked hard for my benefits and now I can't work and I am one that is being punished. I tried for help but I make too much, I don't understand how our Government can allow this for the people who need there medications.