To tell consumers the truth about credit reporting. Stop the negative reporting.

Help Americans to finally get their American dream. Credit reporting controls the lives of all Americans. You can ask any American, no one really knows how it works. It is the biggest mystery in that we all live with today. The entire credit reporting system is a big maze, and with no way out. Many consumers do not realize when the credit reporting agency client does an inquiry, update, and/or report a negative item on your report it will takes your score down 50 to 100 points. . If they update your name, address, telephone number, balance, payment arrangements or anything on a bad debt is an individual score deduction to your score. So if they update your name and telephone number that is 20 points deduction. Your revolving credit will only increase your score up to 10 points.