Many responsible and generally credit worthy americans are ready, and financially able to make a home purchase, or seek and obtain a small business loan, but due to circumstances of lay offs, or the recession in general these responsible consumers are caught in a catch 22 situation. This amnesty period could be as short as 120 days or as long as 1 year, and would with some restrictions allow consumers to purchase a home, seek small business financing, make a new car purchase, or even qualify for certain jobs. Many of us have always been responsible with our credit, and wish to grow our companies, thus contributing to the economy; but we are caught in a catch 22 situation. This helps responsible americans, the housing industry, manufacturing, and even the financial industry.
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