The President shall direct the IRS to reformulate income witholding processing so all taxpayers shall owe the government at the end of the year, thus eliminating all tax refunds. This will preclude the tax refund process that enables massive fraud (estimated >5 billion/yr and growing) being committed by criminals and increases administrative efficiency by eliminating the need to issue refunds. To assure that taxpayers have adequate funds to pay their annual tax bills, employers shall create tax savings escrow accounts into which witholdings shall be saved until tax payment time. Taxpayers who normally pay no tax/receive an annual credits (e.g. EIC or EV Purchase Credit) shall document eligibility to employers so as to receive equivalent advances from their employer's tax savings account.
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