Contraceptives help out the male and female user by preventing the spread of disease and preventing unwanted pregnancy. To ask for people to remain abstinent is wrong and plain ol’ stupid, as sex is a natural act, and will happen no matter how hard abstinence is pushed.
An unwanted pregnancy could ruin the lives of the parents, and potentially lead to the loss of education, future and current employment, as well as a deteriorated mental health.
If paying for contraceptives, health insurance companies save money on monthly doctor appointments in terms of their client’s pregnancies, as well as the costs of birth, and the average cost of raising and medically treating a child.