A young people will not fulfill some responsibility, or do some not allowed things, will be reduced credit history (A

These can be applicable for most of developed countries.
Recommend to implement a new policy, to let young peoples (under 40 years of age, maybe or under 35 years of age) to fulfill civic duty, and should not do something.
If a young people will not fulfill the following responsibility, or do the following not allowed things, maybe will be reduced their credit history, specific:
1 Refuse to respect and yield old people very often. (be applicable over 15 years of age)
2 Not fulfill the responsibility to filial piety and support their parents. (be applicable over 18 years of age)
3 Refuse to go to work (engage full time job) often, if the person over 18 years of age and not be a student.
4 Reasonable tax very often. (be applicable over 18 years of age)